If you need assistance, please call 360-966-6726

Can I Buy A Home With Less Than 20% Down?

Can I Buy a Home Without Having 20% Down?

Sure! You Just Have to Have the Right Lender and the Right Program

 

Thousands of buyers each year turn to a variety of loan programs that don't require a 20% down payment. There are several loan offerings to choose from that range from $0 down to 10% down, and are offered through government or community loan programs. Here are a few:

1. Federal Housing Administration (FHA) - Probably the most popular program available today, the FHA loan allows for as little as 3.5% down payment and sets a loan limit based on area home prices and the borrowers income level. Nearly all mortgage lenders offer FHA loans, but certain lenders specialize in these loan types making for a streamlined purchase.


Register now to Continue Reading

REGISTER TO CONTINUE READING
*By clicking "Submit" you are expressly consenting, in writing, to receive telemarketing and other messages, including artificial or prerecorded voices, via automated calls or texts from searchhomesinbellingham.com at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply, frequency varies. Text HELP for help or STOP to cancel. More details in Terms of Use and Privacy Policy.
RE/MAX Whatcom County
Brad Hanks, ABR, CDPE, CRB, CRS
913 Lakeway Dr.
Bellingham, WA 98229
360-966-6726

Based on information submitted to the MLS GRID as of April 22, 2025 10 AM. All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some listings have been excluded from this website.
Properties with the NWMLS icon are courtesy of Northwest MLS.
This site powered by CINC: www.cincpro.com